A Life Preserver...
in a Sea of Debt
Judy says...
"Remember... your will to save should be stronger than your will to spend."
"Acquire a new spending mindset to live debt free."
Excerpt from Chapter 1
Before embarking on the road to understanding our spending
habits, we need to know the definition of positive attitude
adjustment: Acquire a fresh mindset to permanently live
debt free. (Past spending practices are replaced with an
innovative awareness of buying choices.) Positive attitude
adjustment is our life preserver that will lead us from drowning in a sea of debt
to floating in economic stability.