A Life Preserver...
in a Sea of Debt
Judy says...
"Remember... your will to save should be stronger than your will to spend."
"Acquire a new spending mindset to live debt free."
Excerpt from Chapter 22
Let's begin by eliminating the term "budget', which is a scary
word, at best, and replace it with "un-budget." Its definition:
Cut back on all expenditures, allowing the money saved to be
used to cover all contingences. It is a foolproof method, one
that has worked...